Hurricane Preparedness: Assemble Disaster Supplies
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Hurricane Preparedness: Assemble Disaster Supplies

Beat the rush: Get your supplies now

Waiting until a hurricane has got our area in its sights is a bad time to be thinking about hurricane supplies. People panic and store shelves become empty within a few hours of the news stations proclaiming we are under a tropical storm/hurricane warning or watch. Gas stations get pumped dry and lumber for boarding up homes become scarce. Gather all these things now so you can be ready when a storm hits!

What to include in your supplies preparation:

(Source: Ready.gov)

  • Water – 1 gallon per day/per person
  • Food – three-day supply of nonperishable food
  • Can opener (if your kit contains canned food)
  • Weather radio – hand crank or battery-powered
  • Flashlight and batteries
  • First-aid kit
  • Whistle
  • Dust mask, plastic sheeting, duct tape
  • Moist towelettes, baggies with ties
  • Wrench or pliers
  • Local maps

Additional Items to Consider:

  • Prescription medications
  • Eye glasses
  • Infant formula
  • Diapers
  • Feminine supplies and personal hygiene items
  • Sleeping bag/blanket
  • Change of clothing
  • Important family documents in a waterproof container
  • Cash, traveler’s checks and change
  • Matches in waterproof container
  • Fire extinguisher
  • Bleach
  • Books, puzzles or other activities for children
  • Extra food and water for pets
After you assemble your kit...
  • Store your emergency supplies in a cool, dry place
  • Make sure all family knows where the supply kit is
  • Pay attention to expiration dates
  • Make a supply kit not only for your home, but for your car & workplace

WHEN IT COMES TO DEALING WITH DISASTERS...

We have 40 years experience and have seen it all. We put together this guide to help you serve your policyholders the best you can. We want you to be successful.  Reach us 772-567-4435 anytime of the day or night.

Hurricane Preparedness: Get An Insurance Checkup
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Hurricane Preparedness: Get An Insurance Checkup

Did your policyholders know standard insurance policies do not cover flooding?

It takes 30 days for a new policy to be issued!

During this time right before hurricane season starts (it begins June 1st), you should be doing policy check-ups with your policyholders. 

Just a few things to evaluate:

  • Has the home increased in value?
  • Have any new contents that have been acquired since the last check up covered?
  • Have any new types of property (renter, vehicle or business) been acquired that will need coverage?

Arm your policyholders with:

  • An inventory the home or business
  • Recommendations to keep important documents & records in a safe place
  • Make insurance policy numbers & contact information handy
fema has developed a great resource

Share the below document with your insured’s to make sure they are properly prepared for the upcoming hurricane season!

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Do Your Policyholders Know How to Stay Safe in a Flood?

Flood Education & Safety Is Paramount

Taking the time to educate policyholders on flood safety can help them be prepared before, during and after a flood. With rainy season quickly approaching here on the Treasure Coast, we wanted to share a few safety guidelines so you can help make sure your clients have a plan before, during and after a flood.

insurance adjuster flood tips

before

  • Flood Watch / Flash Flood Watch

Flooding is possible. This is normally issued when conditions are favorable for a specific hazardous weather event to occur.

  • Get your emergency radio
  • Figure out where higher ground is
  • Build or restock your emergency preparedness kit
  • Bring outdoor furniture inside and take valuables up to the highest level of the structure
  • Disconnect electrical applicances

During

  • Flood Warning / Flash Flood Warning

Flooding is occurring or will occur soon. If told to evacuate, do so immediately

  • Get to higher ground
  • Avoid or walking or driving through flood waters.
insurance adjuster tips

After

Return home only when authorities indicate it is safe. Avoid floodwaters and moving water — stay away from and report downed power lines.

  • Do no attempt to drive through areas that are still flooded
  • Flood waters can be electrically charged or contain harmful chemicals
  • Photograph damage to the property

When it comes to dealing with disasters...

We have 40 years experience and have seen it all. We put together this guide to help you serve your policyholders the best you can. We want you to be successful. If you have any questions about how we can assist with the insurance claims process, we are only a phone call away! Reach us 772-567-4435 anytime of the day or night.

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Insurance Agents & Insurance Adjusters: How To Make Your Policyholders Feel Safe

In the insurance industry, policyholder confidence is paramount to retention. It is important they feel that your insurance company is not only looking out for their current assets but protecting them from future issues as well.

When your policyholder has to file a water, fire, mold or storm damage claim… how to you handle policyholder relations?

Consider this condo water damage claim scenario… something unexpected that caused policyholders to need help with an insurance claim from other insureds. As you know, condos share all 4 walls of the residence.

Do An annual Review:

  • Inventory high value personal property
  • Store inventory lists in a secure, accessible location
  • Look at all policies the insured's have
  • Look at potential landscaping losses
  • Take a close look at "other structures"

make sure your policyholders are covered:

insurance adjuster water damage

Home Renovations

A home renovation or upgrade is another reason for an annual policy review. Have your clients sign off when they decline certain services and review these yearly as well.

Inventory

Another way to reevaluate your policyholder’s needs is to have them conduct a home inventory. Items of value, such as jewelry or electronics, should be inventoried at least once a year.

Appliance Maintenance

This is also a good time to stress the importance of and encourage your clients to keep up with yearly maintenance on home appliances, such as having their HVAC unit(s) and water heater inspected.

Flood Insurance

Flood and earthquake insurance are not always top of mind for policyholders. Discuss these types of insurance with them and make sure they know their options.

When it comes to dealing with disasaters...

We have 40 years experience and have seen it all. We put together this guide to help you serve your policyholders the best you can. We want you to be successful. If you have any questions about how we can assist with the insurance claims process, we are only a phone call away! Reach us 772-567-4435 anytime of the day or night.